http://investors4realestate.com/how-to-buy-foreclosed-homes/- How To Buy a Foreclosed Home

I have spent the past two years focusing on purchasing as many foreclosed homes as I could.  Along the way I have learned what works and what does not work.  I have come across many myths and false beliefs.

During this short four minute video I am going to share with you the most important lessons I have learned in regards to buying a bank foreclosure. If I were to have known these when I first started I would have made thousands of dollars more.

The very first thing you should do is sit down and decide exactly what your dream foreclosed home would be.  Break it down as specific as you possibly can. Start by answering the following questions.

Bed and baths.
Square footage.
The size of your yard.
You should have a specific location defined.  An area where you want to live.  Make sure you are willing to live in that area.  Do not set an area and change your mind, make it exact.  Take into consideration work, super markets, parks, schools, entertainment and other factors such as crime.
How updated the house is.  How new are the windows, how new are the bathrooms and kitchen.  If you want them to be new with in the last 10 years or so I would suggest the you either buy a new house or plan on having them redone.
The age of the house.
Anything else that you can think of which would make an ideal house for you.
Rate of return you are looking to get if this house is an investment.

Next find out how much you can spend on the foreclosure.  

Speak to a mortgage broker and get a pre-approval letter.  
Look at your finances and determine how much you can spend monthly.  
If you’re an investor decide how much you can invest.

Once you have your ideal house created in your mind and on paper.  Find a real estate agent or get access to the local MLS.  Set up an automated search function and have it alert you whenever one of these homes becomes available.  Find out how much the banks are willing to negotiate on the price and at what point do the get desperate.  In my area unless it has been on the market for a couple of months, the banks will not go more than 5% away from the asking price.

Next we are going to look at the mind tricks the banks use to get you paying more for a foreclosure.

Banks have all kinds of rules and regulations restricting people from getting a house in the first month or so of its listing.  They do this to build the illusion of scarcity.  Many people fall for this. Don’t let them trick you, know there are plenty homes.

It causes people to grossly over pay for foreclosures. The banks love it. So they do everything they can to get you emotionally involved and over pay for a given house.

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http://www.mytorontorealty.com/

A short video taking about the buying process and how to figure out the buyers criteria prior to looking for your next home. How to. It a house in Toronto is an important third step in the buying process.

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Home foreclosures have workout plans. Learn tips on them in this free video. Learn real estate and mortgage tricks and the how to foreclose on a home.

Expert: David M. Andersen
Bio: David M. Andersen has been working in the mortgage and real estate field for the last 7 years.

Duration : 0:3:21

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Technorati Tags: Estate, foreclosure, home, house, process, Real, realtor

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EDIT: *NOT PATCHED and you must be atleast level 15 for the second part of the quest.

You will need to complete the Discerning the Transmundane to get the Oghma Infinium. You also need a house with the Alchemey Lab Upgrade.

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